CASHe: Online Instant Loan App 9.2.1

CASHe: An Instant Personal Loan App Review

For those in need of immediate financial support, CASHe presents itself as a significant contender in the realm of personal loan applications, particularly for salaried professionals. Whether your necessities lie in travel, education, home renovations, or urgent medical expenses, CASHe aims to be a reliable resource.

The application enables users to secure personal loans ranging from ₹50,000 to ₹3,00,000 directly deposited into their bank accounts. This process is designed to be straightforward and efficient, promising a user-friendly borrowing experience.

Features of CASHe

• Quick personal loans (₹50,000 to ₹3,00,000)
• No collateral required
• Fully digital with no paperwork involved
• Flexible repayment options available
• Instant loan disbursal
• Convenient EMIs

Loan Product Offerings

The CASHe app provides a diverse selection of loan options including:

• Instant Personal Loans
• Travel Loans
• Education Loans
• Home Renovation Loans
• Marriage Loans
• Mobile Loans
• Consumer Durable Loans
• Bike Loans
• Electric Vehicle (EV) Two-Wheeler Loans

The application also features a Buy Now Pay Later (BNPL) service for online shopping with 0% interest, allowing repayment via EMIs. Additional loan products such as Gold Loans, Business Loans, Home Loans, and Used Car Loans are offered in collaboration with trusted partners.

Eligibility Criteria for Instant Personal Loan

Your eligibility for a quick personal loan includes:

• Age: 21-55 years
• Minimum Monthly Income: ₹50,000 (credited via bank transfer)

Required Documentation

The following documentation is necessary when applying for an instant personal loan:

• PAN Card
• Identity Proof (Aadhaar Card, Passport, Voter ID, etc.)
• Address Proof (Utility Bill, Driving License, etc.)
• Three-month Bank Statements demonstrating salary credit
• A recent selfie

Application Process for Instant Cash via CASHe Loan App

1. Download the CASHe app.
2. Create an account using your mobile number and email.
3. Complete your profile with necessary details.
4. Upload KYC documents.
5. Select the loan amount and tenure.
6. Receive instant approval and have funds transferred directly to your bank account.

Interest Rates and Example Calculations

The CASHe app offers competitive interest rates with clear terms:

• Interest Rates: Starting at 2.79% per month
• Tenures: 9 to 18 months
• Maximum APR: Approximately 48%

An example calculation based on an assumed loan amount of ₹50,000 at an interest rate of 36% p.a. over 9 months would yield:

• Total Interest: ₹13,500
• Processing Fees + GST: ₹3,245
• Total Amount Received: ₹46,755
• Monthly EMI: ₹7,055

Benefits of Choosing CASHe for Personal Loans

• Quick loan approvals
• Low interest rates available
• Flexible repayment plans
• Buy Now Pay Later options for convenience
• Pre-approved credit limits for eligible applicants
• Diverse investment options starting from ₹1 in digital gold.</ li > </ ul >

  < strong > Partner Financial Institutions </ strong ></ p >

  • < li > Bhanix Finance & Investment Ltd. </ li > < li > Vivriti Capital Private Ltd. </ li > < li > Northern Arc Capital Ltd. </ li > < li > Apollo Finvest (India) Ltd. </ li > </ ul >

  • < strong > Data Security and Ethical Practices </ strong ></ p >

  • CASHe prioritizes data security and ethical lending practices in accordance with RBI’s Fair Practice Code. All transactions are secured through advanced encryption methods.</ p >

  • < strong > Contact Information </ strong ></ p >

  • Head Office: Mumbai, India
    Email: [email protected]
    Website: www.cashe.co.in </ p >